Call centers are unlike other jobs where you have to be mindful of work even after office hours – so use this to your advantage. Rather than spend all of your afterhours partying/drinking/sleeping, why not do something that will give you extra cash? Sure it may require effort, but making money will always require effort.

1) Believe you can make extra money if you want to

I have read Rich Dad Poor Dad, Go Negosyo, and other financial books and blogs out there.  Usually, they have one main idea -- and it is to BELIEVE that you can make extra money if you really wanted to. Learn to see opportunities, rather than loopholes. If you believe it, then you will have the will to make it happen.

2) Educate yourself

Read books on money, wealth, how to handle finances and how to improve your lifestyle. Understand the meaning of assets and liabilities. Remember that what you respect, you will attract -- so if you learn to respect and understand money, you will find ways to attract money.

Here are some easy to understand blogs on improving your mindset when it comes to money. I am not affiliated with these blogs, but I am an avid reader.

Frugal Pinoy – (Practical and Simple)

Pinoy Money Tips – (All about savings)

Get Rich Slowly – (Not a Pinoy Blog but I learned a lot)

Ready to be Rich – (A personal favorite)


3) Try direct selling or putting up a small business

Ever heard of Boardwalk, Avon or Autoload? There are many direct selling organizations that you can apply for.  Selling may require effort, but as I said, getting extra cash will always require effort. Why not get a catalog and sell some items to your office mates? Have them pay by installment or when payday comes.

Another good idea is to have rakets -- sell packed lunches or desserts to your officemates.  Build a small carinderia at home or set-up a sari-sari store.

These are some good blogs for business ideas:

Pinoy Raket

Pinoy Business Ideas

VERY IMPORTANT! – NEVER INVEST IN SOMETHING THAT WILL COST MORE THAN P1,000! Beginners should start small and learn the ropes first. Do not go for pyramiding, or a business where you have to pay and you get no physical goods in return! Also remember the golden rule of small businesses – “If it’s too good to be true…then it probably isn’t TRUE!

Direct selling links:
Avon Philippines

4) Start an Online Store

I started selling on Ebay since 2007. Online selling is not only easy but it’s fun as well. Of course you usually need a computer as well as an internet connection for this, but I have observed call center agents usually have internet access.  Find things to sell online, may it be books, toys, or old clothes.

What I personally do is I ask everyone I know if they want to sell old cellphones or electronic items. I then take pictures of the items and sell them on Ebay with interest.  One time I made 20k on profit, so this really works!

See this link for free online stores in the Philippines:
Thank you Design Pinoy!

5) Stop being lazy

Get off your sorry ass and stop buying those Lotto tickets! You gain wealth little by little, through hardwork, getting financially educated and by saving. Lazy people are poor and will always be poor – and that is a fact.

Any other Money making tips you can suggest?

For tips on Saving Money, please see this post: TIPS ON SAVING MONEY

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